Published in August 17th, 2010
Advertisements
Prudential Health Insurance or Pruhealth as it is commonly known has is roots in Prudential plc, a financial services company started in 1848. Prudential plc is active in the fields of personal banking, insurance, pensions, retail investments, property investments and institutional fund management.
Discovery Holdings began in 1992 as a health insurance company in South Africa. Pruhealth is a joint venture between Prudential plc and Discovery Holdings. This means that it is backed by 160 years of financial experience and reliability along with up to date expertise in the subject of health care.
The company has a unique Vitality Programme that encourages policy holders to look after their health and at the same time save on premium payments. The programme works on the basis of awarding vitality points for a range of good health practices that policy holders are encouraged to follow.
The points earned are tabulated at the end of the policy period and converted into a discount on the next premium. Obviously, the higher the number of vitality points the greater the discount.
Additionally, undertaking specific activities at one of the many partner institutions which includes health clubs and fitness centres as well as supermarkets and other establishments, also entitles the policy holder to not just more vitality point but often discounts from the partners themselves.
The programme does not expect policyholders to become fitness fanatics but rather to look after their health and well being. There three levels of membership beginning with Silver, progressing to Gold and ending with Platinum. Membership is automatic when one takes a policy but, of course, availing of the benefits is purely optional.
The company offers three types of coverage, each of which can be modified to suit individual requirements. All the plans include Vitality membership so subsequent premiums may be discounted.
The Core Plan. This is the most basic of the three plans. Eligible hospital fees are specified and claims may be made only against those. There is limited outpatient care this is only available for outpatient treatment subsequent to in patient care. That is, follow up out patient treatment. There are various additional benefits available including rewards for using NHS facilities and for the birth of a baby.
The Essential Plan. This contains everything covered by the Core Plan along with additional facilities like higher levels of out patient care.
The Comprehensive Plan. This plan besides offering all the cover of the Essential Plan also offers even higher levels of outpatient care and greater cover limits. Additional benefits include complimentary therapies and so on.
PruHealth has become one of the most popular health insurance companies in the UK. One reason is the Vitality Programme which encourages a healthier lifestyle among the policy holders by offering financial inducements to look after one health. Secondly is the simple and easy structure of the plan options that make them easy to understand and decide upon.
The third contributor to the company popularity is it reputation for being extremely user friendly and the helpful attitude it displays in dealing with the policy holders.
For further advice or a FREE quote please visit Health Insurance
Related posts:
- Key Questions When Shopping for Health Insurance UK The worst possible time to find out what your health insurance does and does not cover is when you need to claim against the policy. One of the most important parts of choosing a good health insurance policy for you and your family is to ask the right questions to discover which plan fits your [...]...
- Buying UK Health Insurance Before buying health insurance you should check to see if you already have some form of coverage. It may sound odd, but a surprisingly large number of people do have coverage that they are not aware of. Many employers offer medical insurance for the employee and his or her family as part of their benefits [...]...
- Make Sure You Shop Around For Auto Insurance All drivers need auto insurance and nobody has the right to drive on the road without auto insurance, and if you’re caught driving without insurance then you face fines and possible lose of your license. If you get into an accident your license will automatically be taken regardless of it you have insurance or not [...]...
- How Does No Medical Life Insurance Work? When you apply for life insurance, it is very likely that the insurance provider will require you to take a medical exam to ensure that you do not have any pre-existing medical conditions that could cause your death within a short period of time after you purchase the policy. If you do have such a [...]...
- A Look At Infertility Financial Assistance And Insurance Infertility financial help is worth a look for couples who are facing infertility. Infertility treatments are costly and if you intended to go for the full course, there is a need to consider financial aid to fund the infertility treatments. You may be able to afford the cost of treatments or you might need financial [...]...
- Lifestyle And Health Can Affect Your Term Life Insurance ... Understanding the ins and outs of term life insurance rates can often be confusing and time consuming to understand. There are multiple things that can affect the rates and terms of your policy. Unhealthy lifestyles, such as smoking, drinking and being overweight are all considered when trying to formulate a quote for someone who is [...]...
- Individual Dental Insurance Plan – Insurance for ... The need for well grown teeth that would compliment a beautiful face is now widely perceived to be attainable through the use of dental braces. This is the reason why many children and even young adults have dental braces. With these need, insurance companies have now included dental braces as one item in their coverage [...]...
- Dental Insurance – Should You Get One? Not many people care to purchase dental insurance because most health insurances already cover basic dental care such as regular cleaning and filling, as well as dental emergencies such as getting one’s teeth knocked off in an accident. Also, many people would understandably prioritize health insurance over dental insurance because getting sick and getting professional [...]...
- Self Employed Health Insurance Self employed health insurance in UK is exceptionally Valuable as if you are unable to get to work AS you will not have money coming in. Although the UK still has a National Health Service on occassion getting the medication you need can take much longer than you would have anticipated. But having the right [...]...
- Best Low Cost Health Insurance Secrets Save You Money! Low cost health insurance programs offer health insurance policies at a much lower price than other insurance companies. Often students, people who are unemployed and low-income families seem to be the best candidates for low cost health insurance. They can choose from many of the best low cost health insurance policies that offer coverage at [...]...
Previous post:
«
How to Go for a Weight Loss Plan Weekly in Terms of Diet?Next post: Chiropractor Beaverton OR | Spinal Decompression Frequently ... »